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Terms and Conditions

Last Updated: 2026-03-09

1. Introduction and Acceptance

Welcome to Smart Calendar ("the App", "Service", or "we"). By downloading, installing, accessing, or using Smart Calendar, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to all of these Terms, you must not use the App. These Terms constitute a legally binding agreement between you ("User", "you", or "your") and Smart Calendar ("Company", "we", "us", or "our"). By creating an account or using the Service, you represent that you are at least 13 years of age and have the legal capacity to enter into this agreement.

2. Definitions

"App" refers to the Smart Calendar mobile application and associated web services. "Content" means any data, text, images, files, or other materials uploaded, submitted, or displayed through the App. "User Data" refers to all personal information, calendar entries, expense records, and other data you create or store within the App. "Third-Party Services" refers to external services integrated with or accessible through the App, including but not limited to Google accounts, payment processors, and public holiday APIs.

3. Account Registration and Security

To access certain features of the App, you must create an account using your email address or sign in through a supported third-party authentication provider (e.g., Google Account). You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account. We reserve the right to suspend or terminate accounts that violate these Terms, engage in fraudulent activity, or remain inactive for an extended period.

4. License and Permitted Use

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the App on your personal device for personal, non-commercial purposes. You shall not: - Copy, modify, distribute, sell, or lease any part of the App - Reverse engineer, decompile, or disassemble the App - Use the App for any unlawful purpose or in violation of any applicable laws - Attempt to gain unauthorized access to the App's systems or networks - Use automated scripts, bots, or scrapers to access the App - Interfere with or disrupt the integrity or performance of the App - Sublicense, rent, or lend the App to third parties

5. User Content and Data

You retain ownership of all User Data you create within the App, including calendar events, expense records, notes, and uploaded images (such as receipt photos). By using the App, you grant us a limited license to store, process, and display your User Data solely for the purpose of providing and improving the Service. We do not claim ownership of your content. You are solely responsible for the accuracy, legality, and appropriateness of all content you upload or create. You agree not to upload content that is illegal, harmful, threatening, abusive, defamatory, or otherwise objectionable. We reserve the right to remove any content that violates these Terms without prior notice.

6. Privacy and Data Protection

We take your privacy seriously. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. Key data practices: - We collect only the minimum data necessary to provide the Service - Your calendar events, expenses, and personal data are stored securely using industry-standard encryption - We do not sell, rent, or share your personal data with third parties for marketing purposes - Receipt images are stored securely in cloud storage and are accessible only to you - We may use anonymized, aggregated data for analytics and service improvement - You may request deletion of your data at any time by contacting us

7. Payment, Subscription, and Refunds

The App is available as a paid download through the Google Play Store. Payment is processed by Google Play and is subject to Google's payment terms and policies. All purchases are final. Refund requests must be directed to Google Play in accordance with their refund policy. We do not process refunds directly. We reserve the right to change pricing at any time. Any price changes will not affect existing purchases. If we introduce subscription-based features in the future, we will provide clear notice of pricing, billing cycles, and cancellation procedures before any charges are applied.

8. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that: - The App will be uninterrupted, timely, secure, or error-free - The results obtained from using the App will be accurate or reliable - Public holiday data from third-party APIs will be complete or accurate - The App will meet your specific requirements - Any defects in the App will be corrected You acknowledge that calendar reminders, notifications, and alerts are provided as a convenience and should not be relied upon as the sole means of time management for critical appointments or obligations.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION: - Loss of profits, data, use, goodwill, or other intangible losses - Damages resulting from missed appointments, reminders, or calendar events - Damages resulting from inaccurate expense calculations or records - Damages resulting from unauthorized access to your account - Damages resulting from any interruption or cessation of the Service - Damages resulting from reliance on public holiday data OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE APP IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

10. Indemnification

You agree to defend, indemnify, and hold harmless the Company and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable attorney's fees) arising from: - Your use of the App - Your violation of these Terms - Your violation of any third-party rights - Any content you upload or create through the App - Your negligent or wrongful conduct

11. Intellectual Property

The App, including its original content, features, functionality, design, and source code, is and will remain the exclusive property of the Company and its licensors. The App is protected by copyright, trademark, and other intellectual property laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent. If you provide feedback, suggestions, or ideas about the App, you grant us an unrestricted, irrevocable license to use such feedback for any purpose without compensation to you.

12. Termination

We may terminate or suspend your account and access to the App immediately, without prior notice or liability, for any reason, including but not limited to a breach of these Terms. Upon termination: - Your right to use the App will immediately cease - We may delete your account and associated data after a reasonable retention period - Provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability You may terminate your account at any time by contacting us. We will make reasonable efforts to provide you with a copy of your data upon request before deletion.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Republic of Singapore, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or the App shall first be attempted to be resolved through good-faith negotiation. If the dispute cannot be resolved through negotiation within thirty (30) days, it shall be submitted to the exclusive jurisdiction of the courts of Singapore. You agree to waive any right to participate in a class action lawsuit or class-wide arbitration against us.

14. Changes to These Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least thirty (30) days' notice prior to any new terms taking effect, through in-app notification or email. Your continued use of the App after the effective date of the revised Terms constitutes your acceptance of the changes. If you do not agree to the new terms, you must stop using the App.

15. Contact Information

If you have any questions about these Terms, please contact us at:

[email protected]

Please also review our Privacy Policy